It is difficult to talk about the importance of life insurance from first person and make it sound like something great. Namely, this always involves a tragedy of kinds as it is the only way in which you can truly realize how important life insurance is. I have experienced such a tragedy and even though it is still a very painful memory, I want to let people know that life insurance is something that can save multiple lives once that a single life is lost.
Me and my husband got married when we were barely out of high school. We went to the same college and we graduated at the same time. When we graduated, we got our first child and then the second. We really did everything in the right order, as people like to say. It was also a very loving marriage and we got two beautiful children. I decided that I want to stay at home with my children because I saw how my sister’s kid suffered because she was never home as they were growing up. This meant that my husband is the only one supporting our young family.
One day he came home and started talking about getting out life insurance. I knew deep down that it was something that made sense in a situation like that, especially when you consider how much he travelled at the time. However, I didn’t want to talk about it due to superstition. I thought that even considering life insurance would bring misfortune and that it would cause bad things to happen. So, I left it to my husband to decide and I didn’t even ask him if he actually got out life insurance.
Everything was going great for the next three years. Our two girls were growing up, he got a promotion and I was happier than ever before, raising our girls and welcoming my husband from his business travels. And then it all fell apart. In an instant. He was going on a business trip and he decided to go by car, his new car that he just bought. I was not too happy as it was raining that week and I felt that he should take a train or a plane. He decided to go by car.
That same evening, I got a call from the police. My husband was involved in a car accident and he died. He was gone. I cannot even begin to explain how I felt as it is something you just cannot explain. However, I can explain how much it meant that he had taken out life insurance. I cannot imagine how we would have gone through that hell if not for his life insurance. All of a sudden you are alone. I had my girls, but basically, I was alone. I was alone and having to raise two little children. I had no job and there was no job in sight.
Luckily, the benefits came through and we were more than settled for the time being. It gave me the opportunity to deal with my loss without having to worry about our finances. I managed to get things in order after I have dealt with the loss. I also had the money to live on until I find a job. It took a while and if not for the life insurance my husband took out, me and the girls would have been in serious trouble until I finally did manage to get a job.